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The Trump administration on Tuesday called for a series of changes to the country's financial and mortgage ecosystems that, if enacted, would supercharge the financial industry's technological revolution, upend the current regulatory environment, and potentially change the face of mortgage lending.

The proposed changes come in the form of a broad-ranging report released Tuesday by the Department of the Treasury, which looks at nonbank financial institutions, fintech, and fostering innovation.
In the report, the Trump administration calls for the establishment of "regulatory sandboxes," wherein regulators would work directly with the companies they regulate to help firms innovate new products and services without fear of a regulatory smackdown.
But that's not all. Far from it, in fact.

The report also calls for a series of changes to the mortgage lending and servicing industries, including increased adoption of fully digital mortgages, a further push into automated property appraisals, widespread acceptance of electronic notarization, plus changes to the way the government uses the False Claims Act to police Federal Housing Administration lending, new industry-wide standards for mortgage servicing and loss mitigation, and much more.

The report is lengthy and goes into much detail about each of those areas highlighted above (click here for the full report), but here's a brief look at some of the changes the Treasury is recommending. It should be noted that some of these changes could only come via congressional or states' actions.

The report contains a sizable section on the adoption of fully digital mortgages, including "acceptance of digital promissory notes, recognition of modern digital notary standards, and automated property appraisals." Trump Administration Calls for Sweeping Changes to Financial Ecosystem

Politics | Answered on Aug 27, 2018


This is a bit of a compound question you have to peel like an onion. 1) You have to know if the author has injected his personal views about something Kissinger has said and made it seem as if such is Kissinger's views. 2) You generally have to know the context of comments, such as preceding and following queries. 3) It is always nice to know the who, what, when, where, why of any reporting. If this is a query about some interview by a reported publishing in The Nation, that probably ought be specified. Here is a rather lengthy analysis of what may or may not have been said by Kissinger. And even it is difficult to comb through and come to a conclusion about:

FACT CHECK Did Henry Kissinger Say Donald Trump Is the One True Leader

It is safe to say anyone trying to verify anything regarding the current political situation would require forensic tools to find a grain of truth. There are massive efforts being made to promote messages regardless of facts and we end up with true believers rather than fact checkers. I suspect all interpretations are NOT equally valid. Sometimes BLACK is NOT WHITE, regardless who is asserting that it is. It certainly is getting Orwellian in the political arena.

Politics | Answered on Aug 04, 2018


Good Morning, Here is a link to help with you the information you are seeking. Hope this helps! http://www.international-council.org/human-rights-violations-in-south-africa

Politics | Answered on Apr 05, 2018


No he didn't. This is fake news and conspiracy theories.

Politics | Answered on Mar 31, 2018


Not exactly over this last 7 years till 2018, but over the 7 years up to November 2015.

https://www.bizjournals.com/dallas/blog/morning_call/2015/11/california-lost-9-000-business-hqs-and-expansions.html

Politics | Answered on Mar 15, 2018


Yes.

http://www.politifact.com/truth-o-meter/promises/trumpometer/promise/1343/enact-term-limits/

Politics | Answered on Mar 14, 2018


I believe you are referring to an old and debunked internet rumor. Bear in mind that Vr2020 is not a news fact checking site rather a community of volunteers. Speaking only as one volunteer, I refer you to one article I spied which addressed such a rumor some time ago. This is not to say the coast guard at Fort Meyer's beach does not capture a smuggler from time to time. Nor does it address the flow of pistols from Florida northward. I am merely referring to the item you mentioned:
http://www.jacksonville.com/reason/2016-11-02/fact-check-internet-rumor-about-furniture-weapons-and-muslims-false

Politics | Answered on Feb 17, 2018


No. At least two hoaxes were released, falsely accusing him of banning the pledge and removing God. However, Vr2020 is not a political fact checking site and I am referring to the fact checking site Snopes.com as the source of this bit of enlightenment. Do not rely on facebook rumors as a verified news source. Such will turn your brain to mush.

Politics | Answered on Feb 17, 2018


cool story

Politics | Answered on Feb 07, 2018


Among the plethora of weight loss solutions? One can spend money on weight loss solutions and yoyo dieting or get some well researched advice from sites such as the Mayo Clinic. Legitimate? I can recall as a child seeing advertisements for buying cardboard tanks on the back of comic books. They were legitimate tanks.

Politics | Answered on Feb 02, 2018


When you simply had the major broadcast channels, prior to cable, the networks offered "nightly news." When cable suddenly offered 24 hour news channels, these channels began offering commentators. Once you take on board that the History channel runs episodes about ancient aliens, you begin to suspect that everything on TV is not factual but rather mostly of entertainment value or designed to annoy you so much that you want to see what the next outrage is. Perhaps you would find the variety of "news" sites at hotsheet.com of interest. But if you are tired of speculation, you might even be turned off by fact checking sites such as Politifact or Snopes. As to why there is so much speculation, it is likely because of the absence of facts. Out of concern, we speculate what might be until we know what is.

Politics | Answered on Feb 02, 2018

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